Our Clients

Our clients come from all walks of life but they all have something in common – the desire to achieve and maintain financial independence.

Our service has been invaluable to people who have experienced a life changing event or require guidance in budgeting and managing cashflow. We have worked with individuals who are close to or at retirement and want to know what their financial future might look like. Equally, we have been able to help people who have experienced bereavement and need assistance in managing a change in their circumstances.

Many more people are now starting to realise the value that a financial planner can provide. With dwindling State assistance, increasingly volatile investment markets and the need to be financially well-organised, good quality financial advice has never been more important.

Our service proposition is of most benefit to clients who have above-average incomes (£35,000+) or have assets/capital in excess of £100,000. In order for our service to be of value, you must have sufficient financial scope to implement some of the changes we recommend.

The stages to becoming a client

Initial Enquiry

We will explain to you what our service entails, how we work and how you can benefit from what we do. We will also find out a little about you to see where we can help. There is no charge up to this point although you will be quoted a fee for our financial planning service. You must then decide whether our service will be of benefit or value for money.

Planning meeting/setting goals/advice process

Upon engagement of our service, the first step will be to start to prepare a financial plan tailored to your particular requirements. We will spend some time with you to identify your goals over the short, medium and long term.

The Financial Planning stage of the process is where most clients suddenly understand what they need to do, and why. It’s where money really starts to make sense and where clients see the possibilities available to them, both now and in the future. It quite simply tells you the truth about your money.

This process will then lead to the formation of an action plan detailing how to best reach your stated goals. Your Plan will explain the approach we have taken, and why.

Implementation

The next stage will to implement your Plan step by step. A financial plan is just that, a plan, until it is implemented. We will give guidance on the most suitable way to go about this which might include financial or protection products.

Regular reviews

Your Plan needs to be reviewed on a regular basis. This will chart your progress and help ensure you are 'on track' to achieve your financial goals. This part of the process is often overlooked yet it is one of the most important.

For a more detailed summary on the stages of our financial planning service, please request our document on 'the 3 stage financial planning process'.